MAKE YOUR DREAM A REALITY WITH A HOME EQUITY LINE OF CREDIT
Getting a loan can often seem difficult—sometimes even impossible. With a Home Equity Line of Credit (HELOC), you can use value already invested in your home to pay for big purchases like education costs or costly car repairs. This might sound like “banker talk,” but it’s really quite simple.
If you’re a homeowner, it’s likely your largest asset is your home. If you have a mortgage on it, you increase your home’s equity—the amount you still owe compared to what your home is worth—with every payment you make toward principal.
Equity and opportunity go hand in hand, and that’s where we can help. Your HELOC can be used for just about any purpose. And in certain instances, such as using HELOC funds to make improvements to a primary residence, the interest may be tax-deductible.**
Let us show you how to use your home’s equity to help finance a dream, consolidate debt, and more. We’re ready to help.
*All loans and offers of credit are subject to credit and underwriting approval. Other fees, conditions and restrictions may apply.
*Product eligibility may be limited to MS, TN, AL, GA, and FL.
**The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes; you should consult a tax advisor for further information regarding the tax deductibility of interest and charges. You may want to review the following as well: https://www.irs.gov/newsroom/interest-on-home-equity-loans-often-still-deductible-under-new-law.