What You Should Know about Phishing
With an increase in working from home, streaming music and watching videos online, scammers have been on the prowl. Whether you know it or not, there is a good chance you have fallen victim to a phishing attempt.
Phishing is an attempt by scammers to get your personal information, such as usernames, passwords and credit card details via fraudulent emails, text messages or phone calls. It can present itself in multiple ways, so we’re providing you with a couple of things you should know and look out for about phishing.
MISSPELLED URLS AND STRANGE WEB ADDRESSES
Always carefully check URLs for misspellings or strange website addresses. Extra or missing letters in a URL is a good indicator of phishy behavior. For example: https://www.renasantbank.com/ is the official URL for Renasant Bank.
PHISHING ISN'T LIMITED TO EMAIL
If you receive a text message claiming that you have won a $1,000 gift card, and all you have to do is click the link to claim it - that is most likely phishing. If a URL looks weird or something looks off, more than likely it is. Be sure to check those addresses and URLs carefully.
PRACTICE SAFE BROWSING AND DOWNLOADING
A lot of the time, we assume that our phones are safe. However, some aps do have vulnerabilities. Refrain from impulse app downloads to keep your data secure. Also, make sure that you are aware of any app you put on your phone.
THE "S" MATTERS
Be careful on websites, even if they are secured by “https:”. The lock symbol next to a website’s URL and “https”, also known as the Secure Sockets Layer (SSL), creates a secure path for data, but if the hacker or phisher owns the website, the hacker has your data.
BE CAREFUL ON SEARCH ENGINES
When searching, phishing websites can appear in search engines like Google and Yahoo. If the deal is too good to be true or appears weird, more than likely, it probably is a phishing attempt.
LINKS IN EMAILS
Renasant will never send you a link via email to update your account or personal information. If you get an email with such links asking to update your account, delete the email.
CHARITABLE GIVING
Phishers also prey on people wanting to do good things. Before you donate to an organization you don’t recognize or you’ve never donated to, spend time researching the organization. Be carefu of charitable requests before entering any of your personal information.
DON'T FORGET ABOUT PHONE CALLS
Just like emails and text messages, phishing attempts can happen over the phone. Be cautious giving out your information over the phone, and know that if you call Renasant, you may be asked to verify your information, but we will never call and ask for your account number or PIN.
THE IRS OR LOCAL GOVERNMENT
Typically, the IRS contacts people via mail. They will not call and ask for your personal information and demand you pay a fine over the phone. Also, do not fall for a call that says you’ve missed jury duty and are going to be placed under arrest. Local government employees do not ask for your social security number or make threats over the phone.
OVER THE AGE OF 60?
Unfortunately, those over 60 years of age are most vulnerable to phishing attempts via email, web or phone. Do your research before you click a link, download an app, give personal information over the phone or donate online to a new nonprofit.
At Renasant, we understand phishing attempts occur every day, but becoming more aware of the ways phishers often commit frauds and scams could help you avoid an attempt at stealing your personal information.